Bhutan Bank App opens door for cashless payment for Indian Tourist

Traveling in Bhutan is becoming easier for international visitors with the latest update to the Bank of Bhutan’s goBoB digital wallet. The upgrade introduces new features that allow tourists to set up and use the app before arriving in the country, reducing the need for cash during their stay.

One of the most significant changes is the introduction of email-based registration. Visitors can now create and verify a goBoB wallet using a one-time password sent to their email address, without needing a local SIM card or a visit to a bank branch. This allows travelers to complete the setup process from home or while in transit.

Once registered, users can add funds to their wallet using international Visa or MasterCard. The app automatically converts foreign currency into Bhutanese ngultrum, enabling seamless local payments. The wallet supports QR-code payments at a growing number of cafés, taxis, restaurants, and handicraft shops across the country.

The updated app also includes an offline payment option for areas with limited network connectivity, making it practical for travel beyond urban centers. In-app customer support is available in both English and Dzongkha, and enhanced security features such as encryption and spending alerts help protect users’ accounts.

At Paro International Airport and in major tourist areas, QR-enabled merchants and goBoB service counters are increasingly visible, supporting Bhutan’s broader push toward digital and cashless tourism. For visitors, this reduces the inconvenience of exchanging cash and simplifies day-to-day spending.

How to Set It Up

Step 1: Download the App
You can find the goBoB app on official stores:

Android users: goBoB on Google Play Store
iOS users: goBoB on Apple App Store
Double check to make sure it’s published by the Bank of Bhutan Limited.

Step 2: Choose Your Registration Method (Email-Based OTP Recommended)
The latest version offers two registration modes:

Local SIM registration: For Bhutanese users or travelers with a Bhutanese number
Email-Based OTP registration: For international visitors — you can register before arriving in Bhutan using your email ID to receive an OTP.

Step 3: Register and Verify
Once you open the app:

Tap “Sign Up Now.”
Choose your registration mode (mobile or email).
Enter your details (name, ID/passport number, email, and date of birth).
Agree to the terms and conditions.
You’ll receive an OTP by SMS (for local SIM) or email (for tourist users).
Enter the OTP to verify your identity.
Your digital wallet is now created!

Step 4: Secure Your Account
After verification:

Create your MPIN (login PIN)
Set a TPIN for authorizing transactions
Never share your PINs or OTPs with anyone for security reasons.

Step 5: Add Money to Your Wallet
You can fund your goBoB wallet through:

International Visa/MasterCard (a 3.5% convenience fee applies)
mBoB bank transfer (for customers with a Bank of Bhutan account)
To add money:

Tap Add Funds under the main menu.
Select your preferred payment method.
Enter the desired amount.
Confirm with your TPIN.

Step 6: Start Using goBoB
You’re ready to explore and pay across Bhutan:

Scan merchant QR codes at restaurants, cafés, taxis, and handicraft shops.
Use Offline Payment Mode for small purchases even with limited network connectivity.
View instant transaction receipts and manage spending categories.

Optional: Increase Your Wallet Limit
If you plan to spend more during your trip:

Go to Settings → Request to Enhance Limit.
Submit your passport details and photo ID.
Approval usually takes 1–2 working days

How to Set It Up

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